06 · Savings Planner
Save toward the right NYC number.
A NYC down payment is just the start. Closing costs and the post-closing liquidity co-op boards expect can add 10–25% on top. Plan for the real target.
Inputs
Property type
Your savings plan
Save per month
$6,544
For 24 months at 4.5% return, on top of your current $85,000.
Down payment
20% of $1,100,000
$220,000
Closing costs
Mansion tax, MRT, title, attorney, misc. 1.00% on full price = $11,000
$36,690
Total target
$256,690
From current savings + growth
$92,822
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